:root{--accent:#e11d48;--accent-dark:#9f1239;--accent-soft:#fde4ea;--ink:#1c1917;--muted:#4b5563;--line:#d9dee5;--bg:#fff;--bg-alt:#f8f5f3;--radius:8px;--heading:Georgia,"Iowan Old Style","Palatino Linotype",Cambria,serif;--hero:linear-gradient(135deg,#1e1b2e 0%,#3b1d34 50%,#7f1d3a 100%)}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;font-size:1.0625rem;line-height:1.65;color:var(--ink);background:var(--bg)}
img,svg{max-width:100%}
a{color:var(--accent-dark);text-underline-offset:2px}
a:hover{text-decoration-thickness:2px}
:focus-visible{outline:3px solid var(--accent);outline-offset:2px}
h1,h2,h3{font-family:var(--heading);line-height:1.2;color:var(--ink);margin:1.6em 0 .5em}
h1{font-size:clamp(1.9rem,5vw,2.8rem);margin-top:.2em}
h2{font-size:clamp(1.35rem,3vw,1.7rem)}
h3{font-size:1.15rem}
.wrap{width:min(1120px,100% - 2.5rem);margin-inline:auto}
.skip{position:absolute;left:-9999px;top:0;background:#000;color:#fff;padding:.6rem 1rem;z-index:100}
.skip:focus{left:1rem}
.btn{display:inline-block;background:var(--accent-dark);color:#fff;font-weight:700;text-decoration:none;padding:.8rem 1.3rem;border-radius:var(--radius);border:2px solid var(--accent-dark);cursor:pointer;font-size:1rem;line-height:1.2;text-align:center}
.btn:hover{background:var(--ink);border-color:var(--ink)}
.btn-sm{padding:.5rem .9rem;font-size:.95rem}
.btn-block{display:block;width:100%}
.btn-light{background:#fff;color:var(--accent-dark);border-color:#fff}
.btn-light:hover{background:var(--accent-soft);border-color:var(--accent-soft);color:var(--ink)}
.btn-ghost{background:transparent;border-color:#fff;color:#fff}
.btn-ghost:hover{background:#fff;color:var(--accent-dark);border-color:#fff}
.btn-call{background:#fff;color:var(--accent-dark)}
.hero .btn-call,.cta-band .btn-call{background:transparent;color:#fff;border-color:#fff}
/* header */
.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.header-inner{display:flex;align-items:center;gap:1rem;min-height:64px}
.brand{display:flex;align-items:center;gap:.55rem;font-family:var(--heading);font-weight:800;font-size:1.08rem;color:var(--ink);text-decoration:none;line-height:1.15}
.brand-logo{width:34px;height:34px;flex:none}
.nav-desktop{display:none;gap:1.1rem;margin-left:auto}
.nav-desktop a{color:var(--ink);text-decoration:none;font-weight:600;font-size:.97rem;padding:.3rem 0;border-bottom:2px solid transparent}
.nav-desktop a:hover,.nav-desktop a[aria-current]{border-color:var(--accent)}
.header-cta{display:none;gap:.5rem}
.nav-mobile{margin-left:auto;position:relative}
.mobile-call{margin-left:auto}
.mobile-call+.nav-mobile{margin-left:0}
.nav-mobile summary{list-style:none;cursor:pointer;font-weight:700;padding:.5rem .9rem;border:2px solid var(--accent-dark);border-radius:var(--radius);color:var(--accent-dark)}
.nav-mobile summary::-webkit-details-marker{display:none}
.nav-mobile nav{position:absolute;right:0;top:calc(100% + .5rem);background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 10px 30px rgba(0,0,0,.12);padding:.5rem;display:flex;flex-direction:column;min-width:220px}
.nav-mobile nav a{padding:.65rem .8rem;color:var(--ink);text-decoration:none;font-weight:600;border-radius:6px}
.nav-mobile nav a:hover,.nav-mobile nav a[aria-current]{background:var(--accent-soft)}
.nav-mobile nav .btn-call{background:var(--accent-dark);color:#fff;margin-top:.3rem}
@media (min-width:960px){.nav-desktop,.header-cta{display:flex}.nav-mobile,.mobile-call{display:none}.nav-desktop{margin-left:auto}}
/* hero */
.hero{background:var(--hero);color:#fff;padding:2.5rem 0 3rem}
.hero h1{color:#fff}
.hero-grid{display:grid;gap:2rem;align-items:start}
.eyebrow{text-transform:uppercase;letter-spacing:.08em;font-size:.82rem;font-weight:700;margin:0 0 .4rem;opacity:.95}
.lead{font-size:1.15rem;max-width:62ch}
.checks{list-style:none;padding:0;margin:1.2rem 0}
.checks li{padding-left:1.8rem;position:relative;margin:.45rem 0}
.checks li::before{content:"\2713";position:absolute;left:0;top:0;font-weight:800;width:1.3rem;height:1.3rem;line-height:1.3rem;text-align:center;border-radius:50%;background:rgba(255,255,255,.22);font-size:.85rem}
.hero-cta{display:flex;gap:.7rem;flex-wrap:wrap}
@media (min-width:900px){.hero{padding:3.5rem 0 4rem}.hero-grid{grid-template-columns:1.15fr .85fr;gap:3rem}}
.page-hero{background:var(--bg-alt);border-bottom:1px solid var(--line);padding:1.6rem 0 1.8rem}
.page-hero .lead{color:var(--muted)}
.crumbs ol{list-style:none;padding:0;margin:0 0 .6rem;display:flex;flex-wrap:wrap;gap:.3rem;font-size:.9rem;color:var(--muted)}
.crumbs li+li::before{content:"/";margin-right:.3rem}
/* layout */
.layout{display:grid;gap:2.5rem;padding:2rem 0 3rem}
@media (min-width:960px){.layout{grid-template-columns:minmax(0,1fr) 370px}.aside .quote-card{position:sticky;top:84px}.layout-contact{grid-template-columns:420px minmax(0,1fr)}}
.prose{max-width:72ch}
.prose-home{padding:1rem 0 2.5rem}
.prose-narrow{padding:2rem 0 3rem}
.prose ul,.prose ol{padding-left:1.3rem}
.prose li{margin:.35rem 0}
.prose table{border-collapse:collapse;width:100%;margin:1rem 0;font-size:.97rem}
.prose th,.prose td{text-align:left;padding:.6rem .7rem;border-bottom:1px solid var(--line);vertical-align:top}
.prose th{background:var(--bg-alt)}
.table-scroll{overflow-x:auto}
.note{background:var(--accent-soft);border-left:4px solid var(--accent-dark);padding:.9rem 1.1rem;border-radius:0 var(--radius) var(--radius) 0;margin:1.3rem 0}
.note p{margin:.3rem 0}
.cards{display:grid;gap:1rem;margin:1.2rem 0;padding:0;list-style:none}
@media (min-width:640px){.cards{grid-template-columns:repeat(2,1fr)}}
.cards li{border:1px solid var(--line);border-radius:var(--radius);padding:1.1rem 1.2rem;margin:0;background:#fff}
.cards h3{margin:0 0 .4rem}
.sources{font-size:.92rem;color:var(--muted)}
/* faq */
.faq{border:1px solid var(--line);border-radius:var(--radius);margin:.7rem 0;background:#fff}
.faq summary{cursor:pointer;padding:.9rem 1.1rem;list-style:none;position:relative;padding-right:2.6rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:1rem;top:.7rem;font-size:1.4rem;font-weight:700;color:var(--accent-dark)}
.faq[open] summary::after{content:"\2212"}
.faq summary h2{font-size:1.05rem;margin:0;display:inline}
.faq>div{padding:0 1.1rem .8rem}
/* form */
.quote-card{background:#fff;color:var(--ink);border-radius:var(--radius);padding:1.4rem;box-shadow:0 12px 34px rgba(0,0,0,.14);border:1px solid var(--line);border-top:5px solid var(--accent)}
.quote-card h2{margin:0 0 .3rem;font-size:1.35rem}
.quote-sub{margin:0 0 1rem;color:var(--muted);font-size:.95rem}
.field{margin-bottom:.8rem;flex:1}
.field-row{display:flex;gap:.7rem;flex-wrap:wrap}
.field-row .field{min-width:130px}
.field label{display:block;font-weight:600;font-size:.93rem;margin-bottom:.25rem}
.opt{font-weight:400;color:var(--muted)}
.field input,.field select,.field textarea{width:100%;font:inherit;font-size:1rem;padding:.65rem .7rem;border:1.5px solid #8a94a3;border-radius:calc(var(--radius) * .6);background:#fff;color:var(--ink)}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--accent-dark);outline:3px solid var(--accent-soft);outline-offset:0}
.hp{position:absolute!important;left:-10000px;width:1px;height:1px;overflow:hidden}
.consent{font-size:.82rem;color:var(--muted);margin:.7rem 0 0;line-height:1.45}
/* cta + footer */
.cta-band{background:var(--accent-dark);color:#fff;padding:2.5rem 0;text-align:center}
.cta-band h2{color:#fff;margin-top:0}
.cta-band .btn{margin:.3rem}
.site-footer{background:#14181f;color:#d5dae1;padding:2.5rem 0 1rem;font-size:.95rem}
.site-footer a{color:#fff}
.site-footer h2{color:#fff;font-size:1rem;margin:0 0 .6rem;font-family:inherit}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin:.3rem 0}
.brand-footer{color:#fff;margin-bottom:.6rem}
.footer-phone{font-weight:700;font-size:1.1rem}
.footer-grid{display:grid;gap:1.8rem}
@media (min-width:760px){.footer-grid{grid-template-columns:1.6fr 1fr 1fr 1fr}}
.footer-bottom{border-top:1px solid #2b313b;margin-top:2rem;padding-top:1rem;font-size:.85rem;color:#aab2bd}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}